A friend of mine has a multiple entry US Visa and she's planning on staying in the US for the maximum allowed period of 6 months. That's a long time to be away traveling but she's just planning to stay in one place and rent out an apartment rather than be a burden to her relatives. She actually just wants to try living alone for a while.

Anyways, she already knows that she needs a travel insurance but since she would be renting short term in the States, she was thinking about getting renters insurance.

Now don't get me wrong, I know that insurance is a big part of people's lifestyle in the US but I don't know whether she should be getting renter's insurance. She already consulted with a Port Angeles insurance company (she's staying in Washington). This is actually the first time I've heard of renter's insurance. Apparently, it's to insure your things inside the apartment you rented. But anyways, if it's for her piece of mind then I guess she should take out any insurance she feels comfortable with. I'm with her on the travel insurance though, it's definitely a must especially if you're going to be away from home for a long period of time but with the renter's insurance, I don't know.